Track expenses, coordinate flights, manage documents, and plan your legacy — all in one app built for families everywhere.
Track every expense, set personal budgets, and get spending insights — with auto-capture from your bank notifications, SMS, and email receipts. No manual entry required.
Create groups for flatmates, trips, or dinners. Smart debt simplification means fewer transactions and zero awkwardness.
Coordinate flights, track documents, manage your family ledger, and plan your legacy — with everyone who matters on the same page.
Every feature works on its own. Together, they understand your family's life in ways no other app can.
Track expenses, set budgets, and understand where your money goes — with intelligent auto-capture that does the work for you.
Split bills and settle debts with flatmates, travel groups, or dinner friends.
Coordinate your family's flights with real-time status, gate changes, and delay alerts.
Store passports, IDs, and licences with expiry tracking and renewal reminders.
Your wishes, finances, insurance, and medications — encrypted and accessible to those who matter.
We built Junto on a simple premise: your family's data should be yours alone.
Your legacy vault and document attachments are protected with X25519 key exchange and AES-GCM-256 encryption. Encryption keys are generated on your device and stored in your phone's secure hardware. Even we can't read your data.
Bank notifications and SMS are parsed entirely on your phone. The raw messages never leave your device — only the extracted expense amount and merchant reach our servers.
We don't ask for bank logins, card numbers, or account access. If Junto were breached, attackers would find "85 at the local restaurant" — not your banking credentials.
Your legacy vault, document attachments, and sensitive sections sit behind your device's fingerprint or face recognition. No one picks up your phone and casually browses your family's data.
Personal finance and group expenses are free forever. Family features are where the magic happens.
For personal use and group splitting
Everything for your whole family
Save 33% — same as Family Bundle
When you make a purchase, your bank sends a notification to your phone. Junto reads that notification on your device, extracts the amount, merchant, and currency, and creates a draft expense for you to review. It supports 40+ currencies and works even when the app is closed. Email receipt import works the same way. The raw message content never leaves your phone.
Yes. Your legacy vault and document attachments use X25519 key exchange with AES-GCM-256 encryption — the same protocols trusted by leading secure messaging apps. The encryption key is generated on your device and stored in your phone's secure hardware (Android Keystore or Apple Keychain). Junto's servers cannot decrypt your vault data or attachments.
Junto only processes notifications from financial apps and delivery services — never messaging apps, social media, or personal messages. You can see and edit the list of monitored apps at any time in Settings. For email, we only read receipts from known retailers and airlines using a whitelist approach.
All personal expense tracking (including auto-capture and receipt scanning), unlimited group splitting, one active flight, five documents, and Legacy contacts and wishes. No trial — these features are free forever.
One family member subscribes, and every member of the family gets premium access. No per-seat charges. The subscription covers unlimited flights, documents, full legacy vault access, travel intelligence, and document expiry alerts for everyone in the family.
Junto is available on both Android and iOS. Auto-capture from bank notifications is currently Android-only; email receipt import and receipt scanning work on both platforms.
Your data is never deleted. You just lose access to premium features — extra flights become view-only, excess documents are locked (but safe), and legacy sections beyond Contacts and Wishes are gated. You can re-subscribe at any time and everything is right where you left it.
Download Junto and start for free. Your money, your flights, your documents, your legacy — one app.